Thursday, January 5, 2012

For Your Protection.... Get A Home Inspection

If you are buying a home in Michigan... there is no law that you have to get a home inspection. However, some agencies will require you to sign a waiver if you choose not to get one. Why? That's simple... To protect themselves.
So why should you pay $300 for something that is not required? That's simple.....To protect yourself.
The home inspector can find things that need to be repaired or replaced and this gives you leverage that your agent will use when negotiating the price.

Some of the things that the inspector should inspect are:
Roof, Exterior, Structure, Plumbing, Electrical, Heating/Fireplace, Air Conditioning, Insulation, Lot grading and the Interior.
Your agent will have a few home inspectors that he/she can refer you to. However.... you are ultimately responsible for selecting the inspector that you use.
The inspector works for YOU, not the seller.
You should ask for references when selecting an inspector.
You should be present during the inspection and ask questions.
 Do your homework and read about what to look for when doing a home inspection. That way when you are following along you will be better educated on what the inspector is looking at.
Ask your agent for a copy of the "Sellers Disclosure Statement" if you do not already have it. (which you should)
 Take note of anything that has been disclosed and give a copy to the inspector. Even if it states that an issue was repaired you should make sure the home inspector is aware that there was at onetime an issue. They should at least be able to verify that any issue was in fact repaired correctly.

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